Feeling Trapped by Debt?
You’re Not Alone & There’s a Way Out.
Debt has a way of making you feel like you’re drowning—like no matter how hard you work, you just can’t keep your head above water. Hey, we get it. We’ve been there.
Here's the thing....
You Did Everything “Right,” So Why Are You Struggling? You went to school, got the degree, landed the job. Maybe you bought the car and the house trying to build the life you were told would lead to success. But somehow, the numbers just don’t add up. Month after month, the debt lingers, the interest piles up, and that financial freedom you dreamed of? Feels more out of reach than ever.
You Wonder, “How Did I Get Here?” Maybe you look at your bank statements and wonder how things got so out of control. You’re not reckless—you’re responsible. But between student loans, credit cards, car payments, and life’s unexpected expenses, it just happened. You're embarrassed by it and now the weight of it all feels impossible to shake.
Your Debt Feels Like a Life Sentence. That hopeless feeling is the worst part, isn’t it? The thought that you’ll be paying off this debt for the rest of your life. That you’ll never be able to travel, invest, or retire comfortably. That you’ll be stuck in the cycle forever.
The Ugly Truth About Traditional Debt Reduction Plans.
If you’ve tried following the standard financial advice, you might have noticed something—it doesn’t work for most people and here’s why:
• They’re Designed to Keep You in Debt. Banks and credit card companies make money off your debt. The longer you owe them, the more they profit. So why would they give you a roadmap to get out faster?
• They Don’t Show You How to Make Your Money Work for You. You’re told to budget, save, and cut back—but what if your money could do more than just sit in a savings account earning pennies in interest?
• They Ignore Little-Known Strategies to Pay Off Debt Faster. The wealthy don’t play by the same rules. They use strategies that banks and financial advisors rarely talk about.
• They Don’t Help You Manage Debt Strategically. Not all debt is created equal. Instead of blindly paying everything down, what if you could leverage your money to take control and eliminate debt the smart way?
• They Don’t Teach You How to Build Wealth That You Can Pass On to Your Family. Getting out of debt is just the beginning. What about keeping more of your money, growing it, and passing it down to future generations?
[Note: We may want to edit these down to four or five points.]
Real Results, Real Stories - What Our Clients Are Saying
"Mike and Sandra Fry completely rewired our financial mindset. The Banking with the Frys idea of becoming our own bank wasn’t just a game-changer—it was a revolution. By ditching traditional banking models, we slashed our debt and began making smarter, more calculated decisions with our money. Cutting out interest payments alone has saved us a small fortune. Now, we’re not only feeling more in control of our finances, but we’re also confident that these choices will shape our future and lay the groundwork for generational wealth that’ll be passed down to our kids."
~Alex Garcia
Our Story:
Mike & Sandra Fry Have Been Where You Are
In 2013, Mike and Sandra Fry were drowning in nearly $840,000 of debt. Student loans, car payments, credit cards—you name it, they owed it.
Sandra had already come to terms with the idea that she’d be paying off student loans with her Social Security checks. The future looked like anything but free.
Then, they found a strategy that completely changed the game. It wasn’t a scam. It wasnt some sort of get-rich-quick scheme. And it wasn't a magic bullet.
They discovered the system that the wealthy have been using for decades and one that the banks don’t want you to know about.
They took control of their finances, stopped letting banks dictate our future, and within a few years, their net worth flipped from negative to over a million dollars.
Now, they’re on a mission to help others break free from the weight of debt and take control of their financial future—without bankruptcy, without working three jobs, and without waiting until retirement to finally live.
The Wealth Secret They Don’t Teach You
The system that changed our lives is shockingly simple -- instead of relying on traditional banks that make money off your debt, you can create your own financial system that puts you in control.
Here's how it works....
• Borrow Money Without Banks – Need cash? You can access money from your own financial system instead of dealing with high-interest loans and strict repayment terms.
• Pay Off Debt Smarter – Use your money strategically to wipe out high-interest debt faster while keeping more control over your finances.
• Grow Your Money Safely – Unlike risky investments, your money grows at a guaranteed rate, protected from market crashes.
• Access Funds Anytime – No credit checks, no bank approvals.
• Build Wealth for Future Generations – Your money doesn’t just work for you—it creates financial security for your family, too.
This is the same strategy the wealthy have used for decades. The difference? They don’t teach it to everyday people...but we do.
We call it the Infinite Banking Concept and it's sort of like being your own bank.
Real Results, Real Stories - What Our Clients Are Saying
"Infinite banking changed my life dramatically. I met Sandra in 2018. We became fast friends and she introduced me to Mike and the Infinite Banking Concept. I started using their system at the end of 2019 and it has changed my life. I have more financial peace of mind than imaginable. I am forever grateful to Sandra and Mike! First for their friendship and then for their integrity and willingness to share a life-changing tool with me."
~Ericka Ary
Need Help?
Want to find out today how you can get out of debt?
Let's talk!
Schedule a free call, we’ll walk you through all your options on setting up what we call the Infinite Banking Concept. We'll answer any questions you have and show you the difference between your average whole life insurance policy and properly structured whole life insurance.
"We teach you how to use our proven methods to pay off debt faster."
~ Banking with the Frys ~
So Are You Ready
to Take Control of Your Financial Future?
This isn’t a quick fix. It’s not about cutting up credit cards or skipping lattes. It’s a long-term strategy designed to get you out of debt, keep you out of debt, and help you build real financial security.
At Banking with The Frys, we believe that understanding your money is the first step to financial freedom. You’ve felt alone before, but now, you have a support system you can count on. We don’t just show you the basics – we walk you through every detail, so you can take control of your financial future.
Here's how we can help....
• We Help You Understand How Money Really Works – We’ll break down the banking system and show you how to turn it in your favor.
• We Help You Learn How to Eliminate Debt Faster – Use this strategy to strategically wipe out debt while keeping more of your money.
• We Teach You How to Build Generational Wealth – Stop just working for money. Learn how to make your money work for you and your family’s future.
Take Control of Your Finances Without Feeling Overwhelmed Using the Infinite Banking Concept
When you work with the Frys, you won’t just hear about a complicated financial system—you’ll learn a simple, step-by-step strategy that puts you in control of your money. We call it the Infinite Banking Concept.
We break things down in a way that makes sense, guiding you every step of the way so you can confidently take charge of your financial future. You get personalized, one-on-one attention that ensures you fully understand how money works and how to put that knowledge to work for you.
Here's what you'll learn....
A Smarter Way to Manage Money. Banks use your money to make a profit—what if you could use the same strategy for yourself? We’ll show you how to build a financial system that lets you grow and access your money when you need it, without relying on traditional banks.
How to Build a Fund You Can Use Anytime. Instead of letting your money sit in a regular savings account earning next to nothing, we help you set up a properly designed, dividend-paying whole life insurance policy. This creates a safe, growing pool of cash that you control.
How to Make Your Money Work Double-Time. Need access to cash? Instead of taking out a high-interest loan, you can borrow against your whole life insurance policy—without credit checks or bank approval. The best part? Your money continues to grow even while you’re using it.
How to Keep More of Your Own Money. We’ll help you understand how to get stable, tax-deferred financial growth through life insurance, offering a predictable path to financial stability. With predictable, tax-deferred growth, you can stop worrying about market crashes or surprise fees. Your money stays safe, growing steadily over time.
If you’re ready to see how this system works for you, schedule a call with us today. We’re here to help you take control and achieve your financial goals.
Our personalized support guides you to financial freedom every step of the way
We help you learn how to have your money work for you primarily using a financial strategy called the Infinite Banking Concept.
"If we can do it so can you.
Education is the key."
~ Sandra & Mike Fry
Work with our expert team!
Want to speak to someone? Let's schedule a 1-on-1 call.
Get help learning how to make your money work for you, no matter where your Infinite Banking journey begins
Real Results, Real Stories - What Our Clients Are Saying
If you’re ready to STOP drowning in debt and START building wealth,
schedule a free consultation today.
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Is Infinite Banking Too Complicated?
Not at All. It’s Shockingly Simple.
If you’ve ever felt like financial freedom is only for the wealthy or that you’re stuck in a never-ending cycle of debt, we have good news: there’s a way out, and it’s not as complicated as you might think.
The Infinite Banking Concept (IBC) sounds fancy, but at its core, it’s just a smarter way to use your money—one that puts you in control instead of the banks.
Right now, you’re probably doing what most people do: earning money, paying bills, covering debt, and trying to save what’s left over. But the problem? The system is designed to keep you paying banks and lenders for the rest of your life.
With Infinite Banking, you flip the script. Instead of relying on traditional banks, you create your own financial system—one that lets you pay off debt faster, grow your money predictably, and access cash when you need it. No banks. No credit checks. No jumping through hoops. Just a simple system designed to keep more of your hard-earned money where it belongs—with you.
The Infinite Banking Concept (In a Nutshell)
The Infinite Banking Concept is a financial strategy that lets you act as your own bank by using a specially designed whole life insurance policy. Instead of relying on traditional banks for loans, you build up cash value in your policy, which you can borrow against whenever you need money—without credit checks or bank approval.
Here’s how it works in simple terms...
1. You fund a whole life insurance policy – A portion of your premium builds cash value that grows over time.
2. You borrow against your cash value – Instead of taking loans from banks, you use your own money while your policy continues growing.
3. You repay yourself, not the bank – By paying back your policy loan (on your terms), you keep the interest and control the flow of your money.
This system lets you pay off debt, finance big purchases, and grow wealth—without depending on banks. It’s a strategy the wealthy have used for generations, but now, everyday people can use it too.
Get Your FREE IBC Guide Today!
Not sure if Infinite Banking (IBC) is right for you?
Our easy-to-read guide, Exploring The Infinite Banking Concept, breaks it all down in a way that makes sense.
No confusing jargon, no financial degree required.
Whether you’re just hearing about it for the first time or want to understand it better, this guide clears up the confusion, busts common myths, and gives you the clarity you need to make smart financial decisions.
Why this guide will change your life....
Most people never hear about Infinite Banking because it’s not in banks' best interest to teach it., but once you understand how it works, you’ll never look at money the same way again. This free guide breaks everything down in a simple, easy-to-understand way.
Here’s what you’ll discover inside...
• The One Financial Shift That Changes Everything . If you feel like you’ll never get ahead, it’s not your fault. The system is rigged against you. Learn how to turn it in your favor.
• How to Pay Off Debt Smarter (Without Cutting Up Your Credit Cards) . Forget painful budgeting strategies. There’s a better way to take control of your money without giving up the things you love.
• How to Grow Your Money WITHOUT Risking It . Tired of watching your savings barely grow? This system builds wealth safely, without stock market rollercoasters.
• The Secret the Banks Don’t Want You to Know . Banks use your money to make themselves rich. What if you could use the same strategy to build your own financial security instead?
• Why This Works for Everyday People . You don’t have to be rich to start. We’ll show you how Infinite Banking works no matter where you are financially.
This guide isn’t just more financial advice—it’s a roadmap to financial security and peace of mind. It’s the first step to breaking free from debt, stress, and uncertainty..
Still have questions?
Most people never hear about Infinite Banking because it’s not in banks' best interest to teach it., but once you understand how it works, you’ll never look at money the same way again. This free guide breaks everything down in a simple, easy-to-understand way.
Here’s FAQs the free guide will answer...
• How IBC Builds Your Financial Future – See how this strategy helps you manage money smarter and create opportunities for long-term financial security.
• Is IBC an Investment? – Learn why IBC isn’t about chasing returns but about gaining financial flexibility and control over your money.
• Why Rates Aren’t the Whole Story – It’s not about the highest interest rate—it’s about creating a system where you control the flow of your money.
• Who Can You Insure? – Understand the rules around insurable interest and how policies can be set up for your family’s benefit.
• How Policy Loans Really Work – Find out how and when you can access your policy’s cash value—without the headaches of traditional bank loans.
If you’ve ever wondered how to break free from financial stress and take control of your money, this guide is the perfect place to start!
This guide isn’t just more financial advice—it’s a roadmap to financial security and peace of mind. It’s the first step to breaking free from debt, stress, and uncertainty.
Get Your FREE IBC Guide Today!
Not sure if Infinite Banking (IBC) is right for you?
Our easy-to-read guide, Exploring The Infinite Banking Concept, breaks it all down in a way that makes sense.
No confusing jargon, no financial degree required.
Whether you’re just hearing about it for the first time or want to understand it better, this guide clears up the confusion, busts common myths, and gives you the clarity you need to make smart financial decisions.
We help you learn how to have your money work for you primarily using a financial strategy called the Infinite Banking Concept.
"If we can do it so can you.
Education is the key."
~ Sandra & Mike Fry
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